São Paulo court rules that interest rates charged by banks cannot be higher than the market average
This is a topic that always comes up again in times of high SELIC rates. In this scenario, it is common for financial institutions to be challenged in court for an alleged abuse in charging interest. Recently, the São Paulo Court of Justice, through the 20th Chamber of Private Law, consolidated its understanding that banks […]
STJ recognizes that management fee and credit risk fee are due in housing finance contracts
STJ decidiu, por unanimidade, que a taxa de administração e a taxa de risco de crédito constantes nos contratos de financiamento de habitação celebrados pela Caixa Econômica Federal são devidas caso haja previsão expressa no contrato, não havendo que se falar em abusividade da cobrança.
